Since 1952, our concept of third-party collection has differed significantly from our competitors in that we have a complete legal department including in-house attorneys and paralegals. Our attorneys and paralegals are fully integrated within our regular collection department, and assist with our collection efforts against difficult debtors. The involvement of our attorneys in the regular collection process frequently allows us to collect from problem debtors without the necessity of filing lawsuits.
If it becomes apparent that a particular debtor has no intention of settling their debts on any reasonable basis, our legal staff will review the available backup documents and after receiving written authorization from our client we will proceed with legal action as authorized by our client. Based upon general CLLA standards and procedures, clients authorizing suit in California are requested to pay estimated court costs of $650.00 to $850.00 plus an attorney related non-contingent suit fee averaging approximately 5% of the principal balance due. Suit fees represent a standard charge by attorneys working on contingency fees to cover clerical and overheard costs and are not refundable. When processing a lawsuit, Network Commercial Service Inc. will take full responsibility for routine court related expenses and fees which exceed the initial cost advances. If our client requests special legal procedures which are outside the parameters of standard collection litigation, any additional attorney or court related fees must be reviewed and authorized by our clients. Please note that the cost of litigating claims outside California may be somewhat higher as costs and fees do vary by state.
In accordance with standard commercial collection agency procedures, our claim placement forms provide that Network Commercial Service Inc. is the legal assignee of all claims placed with our office for collections. Therefore, your debtors will be instructed to send their payments to the offices of Network Commercial Service Inc. Whenever necessary, we will endorse, as the legal assignee, any check made payable to our client and deposit the payment into our client trust account pending clearance by the debtor's bank before remitting to our clients. Since Network Commercial Service is the legal assignee of your collection claim we will generally be shown as the plaintiff on litigated claims.